Shoppers Stop HDFC Credit Card Review 2022
Shoppers Stop HDFC Credit Card/ Shoppers Stop Black HDFC Credit Card Review 2022
India's largest bank HDFC Bank and well known and most shopping loving store Shoppers Stop have jointly launched a new co-branded card. The name of this credit card is HDFC Shoppers Stop Credit Card.
HDFC Bank is at the top of the cards sector. In the year 2022, HDFC Bank has launched HDFC Shoppers Stop Credit Card in the month of April. There are two types of HDFC Bank Shoppers Stop co-branded credit cards: one is entry-level and the other is premium level and that card is called Shoppers Stop HDFC Black Credit Card.
HDFC Bank and Shoppers Stop have jointly launched these two credit cards, both of which are co-branded credit cards. One is the Shoppers Stop HDFC Bank Credit Card and the other is the Shoppers Stop Black HDFC Bank Credit Card. These credit cards fall into the shopping credit card category, with this card offering reward benefits around spending on their private label brands and all other spends by going to Shoppers Stop stores. Let us try to know about this HDFC Shoppers Stop Credit Card.
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Shoppers Stop HDFC Credit Card
# Key Highlights
Card - Entry Level Card (Shopping Card)
Criteria - Minimum salary 20000 plus, self employed > 600000
Joining Fee - Lifetime Free Card
Annual Fee - No Annual Fee
Earn 6 First Citizen Points on shoppers on first Rs 150, capped at 500 First Citizen Points per month.
All other Shoppers Stop brands 2 earn citizen points first. (Except fuel and wallet).
# Charges
Joining Fee - Lifetime Free Card
Annual Fee - Lifetime Free Card
# Fuel surcharge waiver
1% fuel surcharge waiver per month up to ₹250 per statement cycle at all fuel stations in India
# Welcome Benefits
Shoppers Stop HDFC credit card gives voucher worth Rs.500 as a welcome benefit. You can redeem this voucher on Shopper Stop’s private label brands, on at least spend on minimum Rs.5,000 on any stores of Shoppers Stop.
# Milestone Benefit
Spend more than ₹2 Lakhs annually to qualify ₹2000 First Citizen Points on every year.
# Smart EMI
On Heavy Shopping with Shoppers Stop HDFC Bank Credit Card, it also gives you an option to convert into Smart EMI
# Reward Point
Earn 6 First Citizen Points for every ₹150 spent on Private Brands and 2 first citizen points for every ₹150 spent on within and outside of Shoppers Stop. Accrued points will reflect in Shoppers Stop membership account and can only be redeemed on Shoppers Stop platform/outlets.
Special Instruction: The reward points earned can only be redeemed across Shoppers Stop platform/outlets only.
# Contactless Payment
The Shoppers Stop HDFC Bank Credit Card is enabled for all contactless payments, facilitating fast and secure payments at retail outlets throughout India.
# Eligibility Criteria
1- For Salaried
One can apply for this card but the age should be minimum 21 years and maximum 60 years.
Applicant (He/She) should be an Indian National.
Net take home salary should be more than Rs. 20000 plus.
2- For Self Employed
Any one can apply for this card but the age should be minimum 21 years and maximum 65 years.
Applicant (He/She) should be an Indian National.
His/her ITR should be more than 6 lakhs per annum
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Shoppers Stop Black HDFC Bank Credit Card
# Key Highlights
Card - Semi Premium Shopping Card
Criteria - Minimum salary 2 lakh plus, self employed > 800000
Joining Fee - Rs.5000
Annual Fee - Rs 5000
Earn 20 First Citizen Points on shoppers on first Rs 150, capped at 500 First Citizen Points per month
All other Shoppers Stop Brands 2 Earn Citizen Points first. (Except fuel and wallet)
# Fuel surcharge waiver
1% fuel surcharge waiver per month up to ₹250 per statement cycle at all fuel stations in India
# Welcome Benefits
Shoppers Stop Black HDFC Credit Card gives voucher worth Rs.1500 as a welcome benefit Rs.500 each. You can redeem this voucher on Shopper Stop’s private label brands, on at least spend on minimum Rs.5,000 on any stores of Shoppers Stop.
# Smart EMI
On Heavy Shopping with Shoppers Stop HDFC Bank Credit Card, it also gives you an option to convert into Smart EMI
# Reward Point
Earn 20 First Citizen Points for every ₹150 spent on Private Brands and 2 first citizen points for every ₹150 spent on within and outside of Shoppers Stop capped Rs. 2000 every month. 15 first citizen point for every Rs.150 on other brands capped Rs. 2000 every month. 5 reward points on every Rs.150 spend outside store. Accrued points will reflect in Shoppers Stop membership account and can only be redeemed on Shoppers Stop platform/outlets.
Lounge Access:
The Shoppers Stop Black HDFC Bank Credit Card offers lounge benefits across 50+ lounges in India. For domestic travel, the card allows 4 lounge visits per quarter and 16 visit in a year, whereas for international travel, 2 visits per quarter are allowed and 8 visits per year as per this card.
Insurance Benefits:
The credit card offers the following insurance benefits to Shoppers Stop Black Credit Card:
1- Accident death by aircraft covers worth Rs.3 crore.
2- In case of overseas hospitalization on emergency covers up to Rs.50 lakh.
3- It covers credit liability of Rs.9 lakh.
For Fees and Charges please click here Fee and Charges
FAQs
Process to apply for this Card
To apply for this card, you have to go to the HDFC Bank Credit Card official page which is https://www.hdfcbank.com/. Fill all the information asked in it and press on the submit button. For this you can also visit any HDFC branch.
You can also talk to the customer care to apply for this card. This is his number. 1860 267 6161
What is the eligibility to apply for this card?
Any one can apply for this card but the age should be minimum 21 years and maximum 60 years in case of Shoppers Stop HDFC Credit card and 65 years in case of Shoppers Stop Black HDFC Credit Card. Applicant (He/She) should be an Indian National.
How to redeem reward points?
You can redeem reward points against purchases made at the Shoppers Stop physical or online stores, within one year from the date of reward point issue. For more info please see above post.
Friends, today in this post you have learned what is Shoppers Stop HDFC Credit card and Shoppers Stop HDFC Credit card. How to apply this. What are the benefits and features of this card, it is also mentioned above. Charges and fees of this card are also given. If something is missing in this, please tell me by commenting. If you liked this post, then share it with your friends and relatives. We appreciate your valuable time and heartfelt thanks to all of you for taking out a little time to read this post till here.
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