Credit Card apply in 2022 - Axis Bank Ace Credit Card

Credit Card apply in 2022 - Axis Bank Ace Credit Card

The best credit card of 2022 is Axis Bank's Ace Credit Card. Which has a lot to offer and you can earn unlimited reward points in it.

When it comes to credit card, every person thinks whether to take it or not because there are many such credit cards available in the market which give many schemes but there are many hidden charges in it. Every person has his own priority and he takes credit card accordingly. Accessing it is also a disadvantage. Because if time does not give monthly card EMI, then there is also a loss. Because most of the credit cards have more hidden charges and less reward points. Due to which we get less cash back. A common man who is eligible for a credit card, then which credit card should he take, let us try to know the merits of Axis Bank Ace Credit Card.

Credit_Card

Axis Bank ACE Credit Card 


Content:

1. Introduction of Axis Bank Ace Credit Card
2. Features and benefits
3. Eligibility Criteria
4. Document requirement
5. Credit Card Payment option
6. Credit card fees and charges

Introduction:

Axis Bank Ace Credit Card:
This credit card is from Axis Bank, in which you get unlimited cash back. With this card you can make online or offline purchases. This card is different from the rest of the cards, in which you get more reward points, which you can convert into cash and make small payments.


Feature and benefits:

Unlimited Cash Back on Every Purchase
5% Cash Back on Bill Payment (Electricity, Internet, Gas, Postpaid Connection & More) DTH, Mobile Recharge & Googlepay
4% on Swiggy, Zomato and Ola and more
2% cash back on any other purchases like online or offline
no limit on cash back

Fuel surcharge waiver:

You can pay 1% fuel surcharge waiver from any petrol pump in India.
This scheme will be valid if you should be between Rs 400 to Rs 4000 and maximum up to 500 on one month statement.
 Cash back is not on fuel.

Dining:

20% off on all partner restaurant in India

Convert Purchase Into EMI:

Any purchase, whether small or big, can convert it into EMI. Minimum purchase amount starts from Rs.2500 Maximum (as much as your credit card limit) There is no limit.
You can convert EMI in any term like 3,6,9,12,

Lounges Access:

One can visit any airport in longitude four times in a year with this Axis Bank Ace Credit Card. Here is the following details available with the respective airport available. 
 
 

Axis Bank ACE Credit Card 

Sr

City

Lounge

Terminal

1

Bangalore

TFS

Domestic

2

Bangalore

TFS

International

3

Chennai

TFS Travel Plus

Domestic

4

Chennai

TFS Travel Plus

Domestic

5

Delhi

Plaza Premium

Domestic T2

6

Delhi

Plaza Premium

Domestic T3

7

Delhi

Plaza Premium

International T3

8

Hyderabad

Plaza Premium

Domestic

9

Hyderabad

Plaza Premium

International

10

Kolkata

TFS Travel Plus

Domestic

11

Kolkata

TFS Travel Plus

International

12

Mumbai

TFS

Domestic T2

13

Mumbai

TFS

Domestic T1C

14

Pune

Bird Group

Domestic

Eligibility criteria:

Applicant age should be 18 years plus
Applicant should be Indian Resident
 

Document requirement:

ID proof:
Xerox copy of Aadhar card
Xerox copy of pan card
Xerox copy of passport
Xerox copy of driving license
Xerox Copy of Voter ID Card

Address Proof:

Xerox copy of Aadhar card
Xerox copy of passport
Xerox copy of driving license
Xerox Copy of Voter ID Card

Income Proof:

Three months bank statement
Latest salary slip
Form 16 and income tax return copy

Credit card payment option

You can make your credit card payment through any medium. if you want
Netbanking, Googlepay, Bhimpay, Phonepe, Amazonpay, App Se etc.,
cash or check payment

Credit card fees and charges:

Joining Fees - Rs. 499
Annual Renewal Fees - Rs. 499
Spend more than 10000 within issuance of the card - Joining fee reversed
Spend more than Rs. 2 Lakh in the previous year - Renewal Fees reversed
Add on Card fee - 
Finance Charges - Nil upto 3.4% per month or 49.36 p.a. 

Overdue and Late Payment Fees:

Nil if Total Payment Due is upto Rs.100.

Rs. 100 if Total Payment Due is between Rs.101 – Rs. 300

Rs. 300 if Total Payment Due is between Rs.301 – Rs. 1000

Rs. 500 if Total Payment Due is between Rs.1001 – Rs. 5000

Rs. 600 if Total Payment Due is between Rs.5001 – Rs. 10000

Rs. 700 if Total Payment due is Rs. 10001 and above

ALSO READ: Shah Rukh Khan’s hold up got longer to star on Disney+ Hotstar

 

Conclusion:
According to me this is the best credit card of the year 2022 where you are getting more cash back. And the charges are also nominal.

Comment us for any other information. Your comment is important to us and we will try to respond immediately. If you have any suggestion then give that too, we will take care of it immediately. 


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